NBFC providing Loans for second hand commercial vehicles

The client is a Non-Banking Financial Company that deals extensively

with providing capital loans..

CHALLENGES

Were not able to view past data for historic analysis.

 

 

Worked on an Excel based system without access to a database.

 

Were dependent on a third party MIS Team to create their dashboards

 

APPROACH

  • Needed a predictive model to know profile of customers that were likely to default on a loan.

 

  • Aimed to make them independent to conduct analyses for better decision making

 

  • Implemented a Power BI based solution with a Machine Learning model to predict high risk cases

 

  • Our solution easily integrated with the existing LMS system &  data warehouse on cloud platform was built

 

  • The BI solution was also integrated with a mobile based data entry for customer onboarding

ACHIEVEMENTS

The client was able to identify variable characteristics for improved risk profiling at the time of loan issue

 

A significant reduction in manual efforts with a boost in sales productivity

 

Less dependency led to faster generation & democratization of insights and efficient business decisions

Are You interested in our case studies?